Simple and Flexible Business Financing Options for Your Needs

No. Submitting a request through Better Rise Capital is free and will not impact your credit score. We use a soft credit inquiry during the initial request. If you move forward with a lender, that lender may perform its own credit check as part of its review.

Timing depends on the lender, the type of financing, and how quickly you provide the requested documents. The lender, not Better Rise Capital, makes the final credit decision and funds the transaction, so we cannot promise a specific timeline.

We work with businesses in a wide range of industries, including retail, construction, healthcare, transportation, restaurants, professional services, and more.

Requests typically range from $5,000 up to $1,000,000. Whether a lender makes an offer, and for how much, depends on that lender’s review of your qualifications, revenue, and business needs.

Not necessarily. Some options available through lenders in our network, such as unsecured working capital financing, do not require collateral. Merchant cash advances, which are a purchase of a portion of your future sales rather than a loan, typically do not require collateral either. Each lender sets its own requirements.

Each lender sets its own requirements. Many look for businesses with at least 6 months in operation, $10,000 or more in monthly revenue, and an active U.S. business bank account.

Business financing can generally be used for almost any business purpose, including inventory, payroll, marketing, equipment purchases, expansion, or managing cash flow, subject to the lender’s terms.

No. Better Rise Capital works with a network of third-party lenders and funding partners. We help you prepare and submit your request, and the lender you select makes the final credit decision and funds the transaction.