Financing Options Built for Business Owners

No. Submitting a request through Better Rise Capital is free and will not impact your credit score. We use a soft credit inquiry during the initial request. If you move forward with a lender, that lender may perform its own credit check as part of its review.

Timing depends on the lender, the type of financing, and how quickly you provide the requested documents. The lender, not Better Rise Capital, makes the final credit decision and funds the transaction, so we cannot promise a specific timeline.

We can help you explore working capital financing, equipment financing, commercial loans, SBA loans made by SBA-approved lenders, and business lines of credit offered by lenders in our network. Availability varies by lender and by state.

Not always. Many financing options available through our lending partners are unsecured, meaning you may not need to provide collateral. Each lender sets its own requirements.

Requests typically range from $5,000 to $1,000,000+, depending on your business’s revenue, financial history, and the financing product. Whether a lender makes an offer, and for how much, is decided by the lender.

Business financing can generally be used for almost any business purpose, such as payroll, inventory, equipment purchases, marketing, expansion, or managing cash flow, subject to the lender’s terms.

We typically work with U.S.-based businesses that have at least 6 months in operation, $10,000 or more in monthly revenue, and an active business bank account. Each lender sets its own eligibility criteria, and not all products are available in all states.