Working Capital Loans

Flexible Funding to Keep Your Business Moving

Get fast access to cash to manage expenses, cover short-term needs, or fuel your next stage of growth. At Better Rise Capital, we provide simple, affordable working capital loans with fast approvals and flexible repayment options tailored to your business.
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Recognized By Leading Publications
Recognized By Leading Publications

Funding That Keeps Your Business Moving Forward

Every business faces challenges — from cash flow gaps to unexpected expenses. A Working Capital Loan from Better Rise Capital gives you the flexibility to manage day-to-day operations, seize new opportunities, and navigate slow seasons — without the stress.

Working capital financing is a smart, fast solution to keep your business running smoothly.

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Benefits of a Working Capital Loan

Working capital loans give your business the financial flexibility to stay strong, grow, and succeed — without the long wait or complicated process of traditional bank loans.

Fast Access to Funds

Get approved quickly and receive funding in as little as 24 hours — so you can act fast when your business needs it most.

No Collateral Required

Most working capital loans are unsecured — which means you don’t need to risk your personal or business assets to get funded.

Use Funds for Any Business Need

From payroll and rent to inventory, marketing, or emergency expenses — use your funds where your business needs them most.

Flexible Repayment Terms

Our repayment plans are designed to align with your cash flow — so you can stay in control of your finances.

Build Your Business Credit

Consistent, on-time repayments can help improve your business credit profile, opening the door for future financing.

Maximize Tax Savings

Take advantage of potential tax benefits like Section 179, which may allow you to deduct all or part of your equipment purchase from your taxable income — saving your business even more money.

Fast Access to Funds

Get approved quickly and receive funding in as little as 24 hours — so you can act fast when your business needs it most.

No Collateral Required

Most working capital loans are unsecured — which means you don’t need to risk your personal or business assets to get funded.

Use Funds for Any Business Need

From payroll and rent to inventory, marketing, or emergency expenses — use your funds where your business needs them most.

Flexible Repayment Terms

Our repayment plans are designed to align with your cash flow — so you can stay in control of your finances.

Build Your Business Credit

Consistent, on-time repayments can help improve your business credit profile, opening the door for future financing.

Maximize Tax Savings

Take advantage of potential tax benefits like Section 179, which may allow you to deduct all or part of your equipment purchase from your taxable income — saving your business even more money.

How to Qualify for a Working Capital Loan

Getting started is quick and easy — and applying won’t impact your credit score.
We typically look for:

  • 6+ months in business
  • $10,000+ in monthly revenue
  • An active U.S. business bank account
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Fast & Simple Loan Process

Find out in minutes if you’re eligible, without affecting your credit score with

STEP 1

Select the loan amount

Fill out our simple form with the amount you need and set your preferred time for a callback. We align our loan advisors with your schedule for utmost convenience.
STEP 2

Select the loan you need

Talk with our loan experts to explore loan options and find terms that suit your needs. If you qualify, we’ll guide you smoothly into the application process.

STEP 3

Wait for Quick Approval

Experience the thrill of fast loan approval. Most
approved loans see funds disbursed to accounts
within one business day. Start your journey to
financial freedom today!

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What Our Customers Are Saying

“Better Rise Capital was a lifesaver when our cash flow was tight. We used the working capital loan to cover payroll and unexpected expenses. The funds came through in less than 24 hours!”

Amanda S., Restaurant Owner

“Super impressed with the customer service and transparency. Better Rise Capital helped me secure a working capital loan just in time for our busy season — no stress, no hassle.”

Emily R., E-commerce Business Owner

“I’ve worked with other lenders before, but the process here was by far the fastest and easiest. The working capital loan gave us the breathing room to manage inventory and keep operations running smoothly.”

Carlos M., Retail Store Owner

Frequently asked questions

We’ve answered a few FAQs to get you started. But please don’t hesitate to reach out with more.
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What is a Working Capital Loan?
A working capital loan provides short-term financing to cover everyday business expenses like payroll, inventory, rent, marketing, or cash flow gaps — helping you manage and grow your business with ease.

Many of our customers receive funding in as little as 24 hours after approval — depending on the loan type and required documents.

No. Most working capital loans are unsecured — meaning you won’t need to provide collateral to access funds.
What Can I Use the Funds For?
Funds can be used for nearly any business need — including covering expenses, purchasing inventory, paying employees, marketing, or managing seasonal slowdowns.

No — applying with Better Rise Capital is completely free and will not affect your credit score. We only conduct a soft credit check during the application process.

Fast, Industry-Leading Approvals for Your Business

Managing your cash flow doesn’t have to be difficult. With Better Rise Capital, our simple, hassle-free process helps you get the working capital your business needs — quickly and with confidence.

Apply today and see how easy funding can be.

Apply Now